On September 8, the Fed, FDIC and OCC proposed revisions to the Interagency Questions and Answers Regarding Community Reinvestment.  The Q&A provides guidance on the implementation of the Community Reinvestment Act (CRA).  Among the other revisions, the revised Q&A address alternative systems for delivering retail banking and offer guidance on how examiners evaluate innovativeness in institution’s products and services. Comments will be due 60 days after publication in the Federal Register.  FDIC Statement.  Fed Statement.  Proposing Release.