On July 31, Freddie Mac announced plans to amend the Relief Refinance Mortgage Program, which includes the Home Affordable Refinance Program, to align requirements for mortgages with LTV ratios equal to or less than 80% with those of mortgages with LTV ratios greater than 80%. The alignment will eliminate many of the lender’s selling representation and warranty responsibilities on the original loans being refinanced, regardless of the borrower’s LTV ratio. Details are scheduled to be announced to lenders by mid-September. Freddie Mac Release.