On April 10, the San Bernardino County Board of Supervisors adopted a resolution approving a Joint Exercise of Powers Agreement (JPA) between the County of San Bernardino, the City of Ontario, the City of Hesperia and the City of Fontana to establish a Homeowner Protection Program. Under the JPA, the parties will establish a joint powers authority to take actions to assist homeowners, including acquiring underwater residential mortgage loans by voluntary purchase or eminent domain and restructuring the mortgage loans to allow homeowners to continue to own and occupy their homes.  Resolution and Supporting Materials.