EBA Publishes Risk Dashboard of EU Banking Sector for Q3 2014

On December 11, the European Banking Authority (“EBA“) published its risk dashboard for the third quarter of 2014, summarizing the main risks and vulnerabilities in the EU banking sector.

The data reflected in this version of the dashboard shows that, among other things:

  • Capital positions in EU banks reached the highest level since 2009, driven by capital issuances ahead of the stress test and assets quality review exercises;
  • Levels of non-performing loans remained stable, but were still high;
  • Profitability levels were volatile;
  • Shifting of balance sheet structure continued; and
  • Loan-to-deposit ration remained fairly unchanged during H1 2014.

 The EBA also published an interactive tool.