On July 28, the OCC, Fed, FDIC, OTS, Farm Credit Administration and National Credit Union Administration issued final rules requiring certain mortgage loan originators to meet the registration requirements of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E.).  The final rules are effective October 1 and the agencies anticipate that the registry could begin accepting federal registrations as early as January 28, 2011. Joint Release. Federal Register Notice and Final Rules.